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Tuesday, September 26

Learn how to strengthen your strategic thinking skills and encourage it in others with the Bank Management Track. These sessions will focus on building a successful company culture, and best practices to achieve growth both personally and professionally.

Who Attends: Bank Directors, Executive Management, Shareholders, Bankers who would like to further their leadership skills.

Sponsor:  CP Insurance Associates

9:00 a.m. - 9:30 a.m.
Registration & Breakfast
9:30 a.m. - 10:30 a.m. CEO Succession Planning
Jeff Rendel, Rising Above Enterprises

Planning for CEO succession “today” is just as important as CEO succession planning for “tomorrow.” For your CEO to be effective, successful, and fulfilled, future-focused boards work with their CEOs to ensure the correct mix of compensation, incentive, retention, professional development, and personal accomplishment. Move beyond the annual evaluation and embrace a CEO succession plan that evolves in real time with your bank, developing a CEO who delivers results that matter most for stockholders, customers, employees, and communities.

10:45 a.m. - 11:45 a.m. Clarity in the Midst of Chaos
John Curlin, Performance Trust Capital Partners

“Your greatest danger is letting the urgent things crowd out the important” – Charles Hummel In an increasingly volatile economic environment, how do we methodically make decisions today that have long term shareholder value implications, with greater confidence and clarity around the future outcomes of those same decisions? By levering critical insights and some fundamental economic principles, there is a way for banks to achieve clarity in the midst of chaos.

12:00 p.m. - 1:30 p.m. Lunch
FINTECH Transformers: Rise of Primacy
Dave DeFazio, StrategyCorps

In the ever-transforming battle for customers/members, FinTechs seek to be the new rulers of the banking universe. And the tides have turned. From 2019 to 2022, digital banks have the largest growth rates of primary relationships. Now, for the first time ever, more consumers in the Gen Y and Gen Z age groups name a digital bank as their primary institution than all the community banks and credit unions combined!

During this keynote session, experience live demonstrations of the banking apps that are reimagining the definition of PFI as Primary Financial Interactions, instead of Primary Financial Institution, and changing consumer attitudes and banking behaviors.

1:45 p.m. - 2:45 p.m. Employment Legislation Update: HR Mistakes that Lead to Lawsuits
Stuart Jackson, Wright, Lindsey & Jennings LLP

In this session, we will discuss recent federal legislation and administration regulations/guidance (including the Pregnant Workers Fairness Act). Join us as we talk about mistakes that this attorney sees managers make that lead to EEOC charges and employment-related lawsuits.

3:00 p.m. - 3:30 p.m.

Your Legal Options When Bank Employees Leave with Bank or Customer Data
Anton Janik, Mitchell Williams Law Firm

Despite bank policies, warning banners, state laws and banking regulations, we regularly see that bank employees send bank or customer data to their own personal email addresses before and after their employment with the bank ends. Based on extensive experience in the banking industry, this presentation will work through a typical scenario from the procedures that should be in place to detect such losses, to the investigation of the loss, to the lawyer referral, including what data lawyers want to see (and in what format). We’ll then explore your options from demand letters and affidavits confirming deletion, to required state privacy law notifications to: (i) customers, (ii) states’ Attorneys General, and (iii) consumer credit reporting agencies, and continuing through to banking regulatory referrals (the “lose your right to be a banker” option), and finally out to litigation. We will focus on practical solutions to these tough issues.

3:30 p.m. - 4:00 p.m. Managing Bank Liquidity in the Digital Age (Lessons Learned from 2023 Liquidity Failures)
John Henrie, BHG Financial

This presentation will discuss effective liquidity management in light of depositors’ ability to move funds in real-time, monitoring of liquidity risk indicators, asset-liability management, liquidity contingency plans, and maintenance of depositor confidence. 2023 bank liquidity failures will be discussed to identify contributing factors, liquidity management gaps, nimble asset-liability management, and overall impact to regulatory oversight of liquidity.

4:00 p.m. - 4:30 p.m. Section 1071: Collection and Reporting Compliance
Meredith Lowry, Wright, Lindsey & Jennings LLP

With the new final rule released for the implementation of Section 1071, financial institutions that lend to small businesses need to start preparing for the collection and reporting of data to the CFPB. This session will discuss the timeline for compliance, the specifics of the data collected, and consideration of how this collection and reporting may affect the way banks do business.

4:30 p.m. - 5:15 p.m. Section 1071: It’s Here, What Do We Do Now?
Shaun Harms, FORVIS

The day has finally arrived; 1071 is rapidly upon us. This session will discuss the development of a plan for compliance and practical best practices. We will also discuss what the examiners will expect from now until implementation.

5:30 p.m. - 6:30 p.m. Networking Reception

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John Curlin
Performance Trust Capital Partners

John has been involved in the financial services and banking industry since 2002. Following four years of active duty service as an officer in the U.S. Army, he spent the next eight as a commercial banker with two southeastern banks, AmSouth (Now Regions Financial) and FirstBank, where he served in multiple leadership roles and developed expertise in cash flow analysis as well as credit suitability.

As a director with Performance Trust, he works closely with community financial institutions to develop, assess, and implement strategies based on a disciplined, mathematical process. Prior to joining Performance Trust in 2019, John spent ten years as a Senior Vice President with Vining Sparks. John is a 1997 graduate of Wheaton College (IL) where he was a Distinguished Military Graduate and earned a Bachelor’s degree in Business/Economics. John is Series 7, 30 and 63 registered.

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Shaun Harms
FORVIS

Shaun Harms, CRCM, CBAP is a Principal, Advisory Services for FORVIS. He has worked in the financial services industry for approximately 20 years. He possesses vital knowledge that spans throughout the regulatory, compliance and operational risk sectors of the financial services industry. Before joining FORVIS, Shaun was the Founder and Executive Director of Bankers Assurance, LLC which was a consulting firm specializing in compliance-related reviews and assistance for community and mid-size financial institutions.

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John Henrie
BHG Financial

John Henrie serves as BHG Financials’ (BHG) SVP of Regulatory Relations. Prior to joining BHG, John spent over 34 years at the FDIC, including eight years in Washington DC and 12 years in senior executive positions in the Atlanta and Chicago Regional Offices. He has an extensive knowledge of regulatory examination programs, application activities, corrective actions, appeals processes, and other supervisory initiatives. As a regional director in the Atlanta and Chicago regions, John managed both risk management and compliance programs, oversaw regulatory applications and notices, and coordinated informal and formal corrective programs for financial institutions with assets of up to 500 billion dollars. He also led bank regulatory and banking industry efforts to identify and respond to emerging, complex banking matters, including challenges arising from the COVID pandemic.

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Anton Janik
Mitchell Williams Law Firm

Anton Janik is an experienced trial attorney and partner at Mitchell Williams Law Firm with a specialized practice in complex litigation, tax controversies and information security and privacy. Anton advises businesses and individuals on tax controversies, investigations and corporate compliance, employee privacy, data protection and social media. He is a Certified Information Privacy Professional/United States (CIPP/US) and a Certified Information Privacy Professional/Europe (CIPP/E).

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Meredith Lowry
Wright, Lindsey & Jennings LLP

Meredith Lowry is a patent attorney and certified privacy professional for Wright Lindsey Jennings who’s practice principally involves various aspects of privacy and intellectual property matters for the retail sector including intellectual property acquisition, data and privacy, manufacturing, marketing and distribution. She has assisted a variety of companies in their efforts to obtain patent, trademark and copyright protection and has also worked with clients to protect those assets through online and in store infringement. Since 2019, Meredith has spearheaded WLJ’s initiative Woman-Run, a group dedicated to creating a network for women running businesses.

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Stuart Jackson
Wright, Lindsey & Jennings LLP

Stuart Jackson has been practicing in the employment law field for more than thirty years and focuses his practice on advising employers on compliance with civil rights laws and developing personnel policies (including policies on medical marijuana), employment agreements and covenants not to compete. He is one of the most highly regarded employment attorneys in Arkansas, whose focus as of late has been on pandemic-related employment issues (including vaccine mandates), managing medical and potentially recreational marijuana in the Arkansas workplace and defending collective and class actions under the Fair Labor Standards Act and the Arkansas Minimum Wage Act.

Jackson also defends employers in federal and state court litigation and appeals, including claims under Title VII of the Civil Rights Act of 1964, the Americans with Disabilities Act, the Family and Medical Leave Act, the Age Discrimination in Employment Act, the Fair Labor Standards Act, 42 U.S.C. Sections 1981 and 1983 and state law claims involving trade secrets, non-compete agreements, arbitration agreements, wrongful discharge, the Arkansas Civil Rights Act and the Arkansas Minimum Wage Act.

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Jeff Rendel
Rising Above Enterprises

Jeff Rendel, Certified Speaking Professional, knows the financial services marketplace. With experience as a federal banking regulator, financial services executive, and Congressional lobbyist, he understands the balancing act of safety, soundness, sales, and strategy.

As President of Rising Above Enterprises, Jeff works with financial services providers that want entrepreneurial results in sales, service, and strategy. Each year, he addresses, advises, and facilitates for nearly 100 financial institutions and their business partners.